Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Chittenden County, Vermont
Every institution that decided a 1–4 unit mortgage application in Chittenden County, home to Burlington, between 2023 and 2025: 9,792 applications, 8,393 loans actually funded, across 8 kinds of borrowing.
Chittenden County at a glance
9,792Applications decided
2023–2025
8,393Loans funded
86% of decisions
41Census tracts
15 ZIP codes
168,831People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 67% of 109 applications.
Lending by loan type in Chittenden County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.9% | 4,477 | $365K | 98% | 143 |
| Home improvement loans | 82.8% | 2,094 | $55K | 97% | 49 |
| Cash-out refinance | 72.8% | 805 | $275K | 97% | 76 |
| Refinance | 86.5% | 1,623 | $125K | 97% | 76 |
| Investment property purchase | 91.0% | 513 | $295K | 98% | 74 |
| Investment cash-out refinance | 71.6% | 74 | $335K | 92% | 33 |
| Investment refinance | 88.7% | 97 | $205K | 98% | 22 |
| Investment home improvement | 67.0% | 109 | $95K | 99% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.