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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Chittenden County, Vermont

Fat Boy Data analyzed investment property refinance activity in Chittenden County, Vermont, home to Burlington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 97 applications were decided by 22 lenders between 2023 and 2025.

Chittenden County at a glance

22Active lenders2 with 20+ decisions
88.7%Market approval rate86 of 97 decided
$205KTypical loanmedian lender, $10K brackets
98%Borrower take-up84 loans funded

How Chittenden County compares

Approval rate compared
Chittenden County88.7%Vermont88.7%All 616 counties77.7%
Typical loan compared
Chittenden County$205KVermont$205KAll 616 counties$235K

What the data shows

North Country Federal Credit Union made the most investment property refinances in Chittenden County, VT, 21 of them.

That is 25% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

North Country Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Investment property refinance lenders in Chittenden County

LenderApprovalApprovedTaken upTypical loanLoans made
1EastRise Federal Credit Union91%20 / 22100%$205K20
2North Country Federal Credit Union100%21 / 21100%$195K21
3Vermont Federal Credit UnionLimited sample79%11 / 14100%$275K11
4Northfield Savings BankLimited sample88%7 / 8100%$335K7
5Community National BankLimited sample100%5 / 5100%$135K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 17 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Chittenden County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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