Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hampton city, Virginia
Every institution that decided a 1–4 unit mortgage application in Hampton city between 2023 and 2025: 12,348 applications, 9,452 loans actually funded, across 8 kinds of borrowing.
Hampton city at a glance
12,348Applications decided
2023–2025
9,452Loans funded
77% of decisions
36Census tracts
7 ZIP codes
137,334People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 46% of 191 applications.
Lending by loan type in Hampton city
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.6% | 5,891 | $265K | 97% | 248 |
| Home improvement loans | 66.1% | 1,443 | $55K | 94% | 64 |
| Cash-out refinance | 64.6% | 2,061 | $175K | 93% | 131 |
| Refinance | 81.5% | 1,701 | $275K | 88% | 141 |
| Investment property purchase | 84.8% | 640 | $175K | 96% | 141 |
| Investment cash-out refinance | 71.0% | 252 | $145K | 92% | 87 |
| Investment refinance | 76.3% | 169 | $155K | 94% | 60 |
| Investment home improvement | 45.6% | 191 | $65K | 94% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.