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refinance lenders · HMDA 2023–2025

Refinance lenders in Hampton city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Hampton city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,701 applications were decided by 141 lenders between 2023 and 2025.

Hampton city at a glance

141Active lenders17 with 20+ decisions
81.5%Market approval rate1,387 of 1,701 decided
$275KTypical loanmedian lender, $10K brackets
88%Borrower take-up1,224 loans funded

How Hampton city compares

Approval rate compared
Hampton city81.5%Virginia79.3%All 616 counties76.5%
Typical loan compared
Hampton city$275KVirginia$395KAll 616 counties$295K

What the data shows

Langley Federal Credit Union made the most mortgage refinances in Hampton city, VA, 104 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 138.

The typical mortgage refinance here is $275K, 30% smaller than the Virginia typical of $395K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 26One lender: 51% approved of 35Mortgage Research Center, LLC: 62% approved of 127One lender: 67% approved of 24One lender: 71% approved of 24One lender: 75% approved of 20Langley Federal Credit Union: 79% approved of 131One lender: 80% approved of 20One lender: 81% approved of 26One lender: 82% approved of 50One lender: 82% approved of 40One lender: 86% approved of 71One lender: 88% approved of 97Pennymac Loan Services, LLC: 89% approved of 120One lender: 91% approved of 117United Wholesale Mortgage, LLC: 92% approved of 212Freedom Mortgage Corporation: 96% approved of 138

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hampton city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%195 / 21290%$305K176
2Freedom Mortgage Corporation96%133 / 13873%$295K97
3Langley Federal Credit Union79%104 / 131100%$75K104
4Mortgage Research Center, LLC62%79 / 12795%$285K75
5Pennymac Loan Services, LLC89%107 / 12088%$265K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 136 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hampton city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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