Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Clark County, Washington
Every institution that decided a 1–4 unit mortgage application in Clark County, home to Vancouver, between 2023 and 2025: 38,226 applications, 29,933 loans actually funded, across 8 kinds of borrowing.
Clark County at a glance
38,226Applications decided
2023–2025
29,933Loans funded
78% of decisions
115Census tracts
19 ZIP codes
510,516People
ACS 2023
What the data shows
The typical purchase mortgage here is $455K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 248 applications.
Lending by loan type in Clark County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.0% | 18,693 | $455K | 95% | 411 |
| Home improvement loans | 70.8% | 7,111 | $95K | 93% | 127 |
| Cash-out refinance | 72.5% | 4,930 | $205K | 94% | 248 |
| Refinance | 79.2% | 5,373 | $365K | 92% | 259 |
| Investment property purchase | 89.9% | 1,186 | $325K | 95% | 211 |
| Investment cash-out refinance | 78.5% | 399 | $285K | 93% | 131 |
| Investment refinance | 74.1% | 286 | $405K | 94% | 94 |
| Investment home improvement | 52.0% | 248 | $85K | 92% | 49 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.