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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clark County, Washington

Fat Boy Data analyzed home improvement loan activity in Clark County, Washington, home to Vancouver, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,111 applications were decided by 127 lenders between 2023 and 2025.

Clark County at a glance

127Active lenders34 with 20+ decisions
70.8%Market approval rate5,037 of 7,111 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,678 loans funded

How Clark County compares

Approval rate compared
Clark County70.8%Washington68.5%All 616 counties62.7%
Typical loan compared
Clark County$95KWashington$105KAll 616 counties$75K

What the data shows

Columbia Community Credit Union made the most home improvement loans in Clark County, WA, 1,198 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 69.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 95One lender: 43% approved of 162One lender: 51% approved of 118One lender: 52% approved of 33One lender: 52% approved of 29Bank of America, National Association: 54% approved of 375One lender: 55% approved of 31U.S. Bank National Association: 55% approved of 384One lender: 57% approved of 144One lender: 58% approved of 24One lender: 59% approved of 27One lender: 59% approved of 32One lender: 63% approved of 131One lender: 65% approved of 37One lender: 67% approved of 110One lender: 69% approved of 36Columbia Community Credit Union: 71% approved of 1,862One lender: 74% approved of 46One lender: 75% approved of 80One lender: 76% approved of 249One lender: 76% approved of 25One lender: 77% approved of 98One lender: 77% approved of 83Onpoint Community Credit Union: 78% approved of 752One lender: 80% approved of 20IQ Credit Union: 81% approved of 1,444One lender: 82% approved of 61One lender: 82% approved of 28One lender: 83% approved of 29One lender: 83% approved of 24One lender: 91% approved of 23One lender: 92% approved of 37One lender: 94% approved of 69One lender: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Columbia Community Credit Union71%1,331 / 1,86290%$65K1,198
2IQ Credit Union81%1,173 / 1,44497%$95K1,139
3Onpoint Community Credit Union78%588 / 75292%$75K541
4U.S. Bank National Association55%213 / 38497%$105K207
5Bank of America, National Association54%201 / 37598%$105K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 122 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Clark County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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