Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for La Crosse County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in La Crosse County between 2023 and 2025: 7,972 applications, 6,971 loans actually funded, across 8 kinds of borrowing.
La Crosse County at a glance
7,972Applications decided
2023–2025
6,971Loans funded
87% of decisions
28Census tracts
7 ZIP codes
120,262People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Cash-out refinance is the hardest money to get here: lenders approved 79% of 987 applications.
Lending by loan type in La Crosse County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.7% | 3,682 | $235K | 97% | 212 |
| Home improvement loans | 89.8% | 1,141 | $45K | 95% | 58 |
| Cash-out refinance | 78.5% | 987 | $115K | 96% | 94 |
| Refinance | 89.7% | 1,373 | $95K | 95% | 101 |
| Investment property purchase | 95.0% | 484 | $175K | 97% | 76 |
| Investment cash-out refinance | 93.3% | 105 | $115K | 99% | 28 |
| Investment refinance | 90.4% | 156 | $125K | 99% | 34 |
| Investment home improvement | 84.1% | 44 | $45K | 95% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.