refinance lenders · HMDA 2023–2025

Refinance lenders in La Crosse County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in La Crosse County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,373 applications were decided by 101 lenders between 2023 and 2025.

La Crosse County at a glance

101Active lenders14 with 20+ decisions
89.7%Market approval rate1,232 of 1,373 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,175 loans funded

How La Crosse County compares

Approval rate compared
La Crosse County89.7%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
La Crosse County$95KWisconsin$115KAll 616 counties$295K

What the data shows

ALTRA Federal Credit Union made the most mortgage refinances in La Crosse County, WI, 529 of them.

That is 45% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

The First National Bank Of Bangor approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

The typical mortgage refinance here is $95K, 17% smaller than the Wisconsin typical of $115K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 73% approved of 22Associated Bank, National Association: 76% approved of 89One lender: 85% approved of 33One lender: 86% approved of 28One lender: 89% approved of 27Merchants Bank, National Association: 90% approved of 39One lender: 90% approved of 39One lender: 90% approved of 21ALTRA Federal Credit Union: 93% approved of 589One lender: 95% approved of 20Servion, Inc.: 96% approved of 52One lender: 96% approved of 28The First National Bank Of Bangor: 100% approved of 49One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in La Crosse County

LenderApprovalApprovedTaken upTypical loanLoans made
1ALTRA Federal Credit Union93%546 / 58997%$95K529
2Associated Bank, National Association76%68 / 8991%$75K62
3Servion, Inc.96%50 / 52100%$235K50
4The First National Bank Of Bangor100%49 / 4998%$125K48
5Merchants Bank, National Association90%35 / 39100%$65K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in La Crosse County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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