Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Mohave County, Arizona
Every institution that decided a 1–4 unit mortgage application in Mohave County, home to Lake Havasu City, between 2023 and 2025: 20,765 applications, 15,786 loans actually funded, across 8 kinds of borrowing.
Mohave County at a glance
20,765Applications decided
2023–2025
15,786Loans funded
76% of decisions
66Census tracts
18 ZIP codes
217,420People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 223 applications.
Lending by loan type in Mohave County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 9,336 | $255K | 96% | 351 |
| Home improvement loans | 57.3% | 1,671 | $75K | 89% | 110 |
| Cash-out refinance | 69.2% | 3,940 | $155K | 94% | 219 |
| Refinance | 81.3% | 2,136 | $275K | 91% | 192 |
| Investment property purchase | 87.5% | 2,691 | $275K | 96% | 273 |
| Investment cash-out refinance | 72.9% | 484 | $205K | 96% | 138 |
| Investment refinance | 75.0% | 284 | $295K | 95% | 102 |
| Investment home improvement | 50.2% | 223 | $75K | 89% | 52 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.