Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Yavapai County, Arizona
Every institution that decided a 1–4 unit mortgage application in Yavapai County, home to Prescott Valley, between 2023 and 2025: 22,486 applications, 17,019 loans actually funded, across 8 kinds of borrowing.
Yavapai County at a glance
22,486Applications decided
2023–2025
17,019Loans funded
76% of decisions
72Census tracts
22 ZIP codes
241,656People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 194 applications.
Lending by loan type in Yavapai County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.1% | 10,445 | $345K | 95% | 398 |
| Home improvement loans | 64.1% | 2,796 | $105K | 92% | 120 |
| Cash-out refinance | 71.2% | 3,843 | $195K | 94% | 232 |
| Refinance | 79.8% | 2,667 | $335K | 92% | 228 |
| Investment property purchase | 89.5% | 1,925 | $345K | 95% | 298 |
| Investment cash-out refinance | 70.7% | 341 | $265K | 90% | 108 |
| Investment refinance | 72.4% | 275 | $335K | 94% | 113 |
| Investment home improvement | 47.9% | 194 | $155K | 85% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.