HomeArizonaMohave CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mohave County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Mohave County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,940 applications were decided by 219 lenders between 2023 and 2025.

Mohave County at a glance

219Active lenders33 with 20+ decisions
69.2%Market approval rate2,726 of 3,940 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,576 loans funded

How Mohave County compares

Approval rate compared
Mohave County69.2%Arizona71.3%All 616 counties68.2%
Typical loan compared
Mohave County$155KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mohave County, AZ, 678 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

The typical cash-out refinance here is $155K, 24% smaller than the Arizona typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 257Mortgage Research Center, LLC: 29% approved of 52Network Capital Funding Corporation: 33% approved of 36Lakeview Loan Servicing, LLC: 33% approved of 27American Financing Corporation: 36% approved of 64Mutual of Omaha Mortgage, Inc.: 36% approved of 22Carrington Mortgage Services, LLC: 42% approved of 60New Day Financial, LLC: 49% approved of 103Wells Fargo Bank, National Association: 50% approved of 52Navy Federal Credit Union: 50% approved of 20Zions Bancorporation, N.A.: 51% approved of 35Village Capital & Investment LLC: 53% approved of 76Quorum Federal Credit Union: 57% approved of 21Newrez LLC: 61% approved of 115Advantagefirst Lending Inc.: 61% approved of 23Sun West Mortgage Company, Inc.: 67% approved of 42Loandepot.Com, LLC: 68% approved of 134Mountain America Federal Credit Union: 71% approved of 21Flagstar Bank, National Association: 72% approved of 68Pennymac Loan Services, LLC: 73% approved of 91The Federal Savings Bank: 73% approved of 22Freedom Mortgage Corporation: 73% approved of 101LA Financial Federal Credit Union: 77% approved of 52GoodLeap, LLC: 77% approved of 110New American Funding, LLC: 78% approved of 103Nationstar Mortgage LLC: 80% approved of 65U.S. Bank National Association: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 866United Wholesale Mortgage, LLC: 82% approved of 411JPMorgan Chase Bank, National Association: 84% approved of 55American Financial Network, Inc.: 93% approved of 27Equity Prime Mortgage LLC: 93% approved of 27Guild Mortgage Company LLC: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Mohave County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%694 / 86698%$135K678
2United Wholesale Mortgage, LLCBroker only82%339 / 41197%$205K329
3Amerisave Mortgage Corporation24%61 / 25797%$95K59
4Loandepot.Com, LLC68%91 / 13499%$215K90
5Newrez LLC61%70 / 115100%$135K70

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 214 more lenders.

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