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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yavapai County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Yavapai County, Arizona, home to Prescott Valley, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,843 applications were decided by 232 lenders between 2023 and 2025.

Yavapai County at a glance

232Active lenders40 with 20+ decisions
71.2%Market approval rate2,737 of 3,843 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,576 loans funded

How Yavapai County compares

Approval rate compared
Yavapai County71.2%Arizona71.3%All 616 counties68.2%
Typical loan compared
Yavapai County$195KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yavapai County, AZ, 642 of them.

Gardner Financial Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 41Amerisave Mortgage Corporation: 27% approved of 215One lender: 36% approved of 39One lender: 37% approved of 51One lender: 39% approved of 72One lender: 42% approved of 26One lender: 44% approved of 87One lender: 48% approved of 25One lender: 53% approved of 30One lender: 54% approved of 24One lender: 55% approved of 100One lender: 57% approved of 37Newrez LLC: 59% approved of 100One lender: 61% approved of 46One lender: 62% approved of 26One lender: 62% approved of 29One lender: 65% approved of 23OneAZ Credit Union: 68% approved of 137One lender: 70% approved of 50One lender: 70% approved of 81One lender: 71% approved of 48One lender: 73% approved of 79One lender: 75% approved of 28One lender: 76% approved of 25One lender: 78% approved of 54United Wholesale Mortgage, LLC: 79% approved of 358One lender: 82% approved of 71One lender: 82% approved of 22One lender: 83% approved of 52One lender: 83% approved of 24One lender: 85% approved of 20Rocket Mortgage, LLC: 85% approved of 777One lender: 88% approved of 26One lender: 90% approved of 48One lender: 90% approved of 20One lender: 93% approved of 27One lender: 93% approved of 73One lender: 95% approved of 40One lender: 95% approved of 20One lender: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Yavapai County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%663 / 77797%$155K642
2United Wholesale Mortgage, LLCBroker only79%282 / 35897%$275K274
3Amerisave Mortgage Corporation27%59 / 215100%$125K59
4OneAZ Credit Union68%93 / 13799%$185K92
5Newrez LLC59%59 / 10098%$135K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 227 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Yavapai County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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