Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Yuma County, Arizona
Every institution that decided a 1–4 unit mortgage application in Yuma County between 2023 and 2025: 14,078 applications, 10,913 loans actually funded, across 8 kinds of borrowing.
Yuma County at a glance
14,078Applications decided
2023–2025
10,913Loans funded
78% of decisions
67Census tracts
9 ZIP codes
207,685People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 38% of 108 applications.
Lending by loan type in Yuma County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 7,558 | $265K | 97% | 218 |
| Home improvement loans | 58.2% | 1,087 | $55K | 85% | 72 |
| Cash-out refinance | 71.0% | 2,673 | $155K | 95% | 135 |
| Refinance | 79.5% | 1,586 | $305K | 88% | 137 |
| Investment property purchase | 84.3% | 715 | $175K | 93% | 120 |
| Investment cash-out refinance | 73.7% | 251 | $155K | 90% | 67 |
| Investment refinance | 76.0% | 100 | $205K | 93% | 42 |
| Investment home improvement | 38.0% | 108 | $75K | 80% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.