HomeArizonaYuma CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yuma County, Arizona

Fat Boy Data analyzed home improvement loan activity in Yuma County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,087 applications were decided by 72 lenders between 2023 and 2025.

Yuma County at a glance

72Active lenders11 with 20+ decisions
58.2%Market approval rate633 of 1,087 decided
$55KTypical loanmedian lender, $10K brackets
85%Borrower take-up535 loans funded

How Yuma County compares

Approval rate compared
Yuma County58.2%Arizona65.1%All 616 counties62.7%
Typical loan compared
Yuma County$55KArizona$105KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Yuma County, AZ, 134 of them.

That is 25% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Wafd Bank approved the highest share of applications among lenders with at least 20 decisions here, 74% of 35.

Lenders approved 58.2% of home improvement loan applications in Yuma County, AZ, 6.8 percentage points below the Arizona rate of 65.1%.

The typical home improvement loan here is $55K, 48% smaller than the Arizona typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 26% approved of 74Bank of America, National Association: 27% approved of 59Discover Bank: 28% approved of 40Spring Eq, LLC: 44% approved of 59Desert Financial Credit Union: 54% approved of 24Zions Bancorporation, N.A.: 55% approved of 182Navy Federal Credit Union: 66% approved of 207Glacier Bank: 74% approved of 23Wafd Bank: 74% approved of 35Figure Lending LLC: 80% approved of 104Coastal Community Bank: 95% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Yuma County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union66%136 / 20799%$55K134
2Zions Bancorporation, N.A.55%100 / 18288%$85K88
3Figure Lending LLC80%83 / 10461%$45K51
4U.S. Bank National Association26%19 / 7495%$55K18
5Spring Eq, LLC44%26 / 5985%$65K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 67 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Yuma County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Yuma County

Nearby markets