Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pima County, Arizona
Every institution that decided a 1–4 unit mortgage application in Pima County, home to Tucson, between 2023 and 2025: 75,631 applications, 58,405 loans actually funded, across 8 kinds of borrowing.
Pima County at a glance
75,631Applications decided
2023–2025
58,405Loans funded
77% of decisions
270Census tracts
43 ZIP codes
1,049,947People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 49% of 541 applications.
Lending by loan type in Pima County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 38,846 | $295K | 97% | 507 |
| Home improvement loans | 67.8% | 9,583 | $65K | 85% | 168 |
| Cash-out refinance | 70.6% | 13,404 | $165K | 94% | 287 |
| Refinance | 79.3% | 7,208 | $315K | 91% | 309 |
| Investment property purchase | 89.7% | 3,800 | $245K | 96% | 339 |
| Investment cash-out refinance | 72.2% | 1,368 | $205K | 94% | 169 |
| Investment refinance | 78.8% | 881 | $235K | 92% | 143 |
| Investment home improvement | 48.6% | 541 | $105K | 82% | 74 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.