Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Madera County, California
Every institution that decided a 1–4 unit mortgage application in Madera County between 2023 and 2025: 11,066 applications, 8,205 loans actually funded, across 8 kinds of borrowing.
Madera County at a glance
11,066Applications decided
2023–2025
8,205Loans funded
74% of decisions
34Census tracts
8 ZIP codes
158,790People
ACS 2023
What the data shows
The typical purchase mortgage here is $395K.
Lending by loan type in Madera County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 6,123 | $395K | 97% | 239 |
| Home improvement loans | 51.5% | 1,204 | $75K | 89% | 84 |
| Cash-out refinance | 66.4% | 1,649 | $195K | 94% | 149 |
| Refinance | 69.7% | 899 | $385K | 89% | 134 |
| Investment property purchase | 83.8% | 726 | $295K | 95% | 152 |
| Investment cash-out refinance | 72.4% | 254 | $225K | 90% | 87 |
| Investment refinance | 72.8% | 125 | $285K | 89% | 57 |
| Investment home improvement | 50.0% | 86 | $125K | 84% | 26 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.