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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Madera County, California

Fat Boy Data analyzed investment cash-out refinance activity in Madera County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 254 applications were decided by 87 lenders between 2023 and 2025.

Madera County at a glance

87Active lenders1 with 20+ decisions
72.4%Market approval rate184 of 254 decided
$225KTypical loanmedian lender, $10K brackets
90%Borrower take-up166 loans funded

How Madera County compares

Approval rate compared
Madera County72.4%California75.0%All 616 counties73.1%
Typical loan compared
Madera County$225KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Madera County, CA, 7 of them.

The typical investment cash-out refinance here is $225K, 47% smaller than the California typical of $425K.

Investment property cash-out lenders in Madera County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only67%16 / 2494%$165K15
2Homexpress Mortgage Corp.Broker only62%10 / 16100%$285K10
3Ocmbc, Inc.Broker only86%12 / 1475%$205K9
4Rocket Mortgage, LLCLimited sample64%7 / 11100%$265K7
5Kind Lending, LLCLimited sample100%8 / 888%$225K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 82 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Madera County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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