Local lending intelligence · HMDA 2023–2025
California mortgage and lending data
1,768,690 mortgage applications decided across 36 California counties, 2023–2025. See which lenders actually approve loans in each market, how often borrowers accept the offer, and how much they finance.
Lending data across California
Mortgage lenders in California769,299 decidedHome improvement loans in California263,223 decidedCash-out refinance in California309,741 decidedRefinance in California226,512 decidedInvestment property purchase in California100,712 decidedInvestment cash-out refinance in California50,043 decidedInvestment refinance in California30,419 decidedInvestment home improvement in California18,741 decided
Counties in California
Los Angeles County9,848,406 peopleSan Diego County3,282,782 peopleOrange County3,164,063 peopleRiverside County2,449,909 peopleSan Bernardino County2,187,816 peopleSanta Clara County1,903,297 peopleAlameda County1,651,949 peopleSacramento County1,584,047 peopleContra Costa County1,161,458 peopleFresno County1,012,152 peopleKern County910,433 peopleVentura County838,259 peopleSan Francisco County836,321 peopleSan Joaquin County787,416 peopleSan Mateo County745,100 peopleStanislaus County552,250 peopleSonoma County485,642 peopleTulare County475,774 peopleSolano County450,824 peopleSanta Barbara County443,975 peopleMonterey County435,834 peoplePlacer County412,435 peopleMerced County285,597 peopleSan Luis Obispo County281,486 peopleSanta Cruz County266,021 peopleMarin County258,765 peopleYolo County217,782 peopleButte County209,470 peopleEl Dorado County192,299 peopleShasta County181,554 peopleImperial County179,319 peopleMadera County158,790 peopleKings County152,830 peopleNapa County136,070 peopleHumboldt County135,418 peopleNevada County102,452 people