Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Denver County, Colorado
Every institution that decided a 1–4 unit mortgage application in Denver County between 2023 and 2025: 47,860 applications, 37,817 loans actually funded, across 8 kinds of borrowing.
Denver County at a glance
47,860Applications decided
2023–2025
37,817Loans funded
79% of decisions
178Census tracts
31 ZIP codes
713,734People
ACS 2023
What the data shows
The typical purchase mortgage here is $465K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 567 applications.
Lending by loan type in Denver County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.9% | 24,771 | $465K | 97% | 542 |
| Home improvement loans | 66.5% | 5,886 | $105K | 92% | 137 |
| Cash-out refinance | 66.8% | 6,538 | $185K | 94% | 284 |
| Refinance | 78.0% | 5,710 | $455K | 94% | 324 |
| Investment property purchase | 90.3% | 2,544 | $385K | 96% | 284 |
| Investment cash-out refinance | 70.3% | 897 | $285K | 92% | 175 |
| Investment refinance | 71.8% | 947 | $375K | 91% | 187 |
| Investment home improvement | 52.0% | 567 | $105K | 84% | 72 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.