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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Denver County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Denver County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,538 applications were decided by 284 lenders between 2023 and 2025.

Denver County at a glance

284Active lenders44 with 20+ decisions
66.8%Market approval rate4,368 of 6,538 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,093 loans funded

How Denver County compares

Approval rate compared
Denver County66.8%Colorado69.4%All 616 counties68.2%
Typical loan compared
Denver County$185KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Denver County, CO, 567 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 21% approved of 58New Day Financial, LLC: 23% approved of 35Amerisave Mortgage Corporation: 24% approved of 172Carrington Mortgage Services, LLC: 33% approved of 73American Financing Corporation: 39% approved of 592Spring Eq, LLC: 39% approved of 69Mutual of Omaha Mortgage, Inc.: 41% approved of 29Newrez LLC: 46% approved of 199Wells Fargo Bank, National Association: 48% approved of 54Navy Federal Credit Union: 53% approved of 30The Huntington National Bank: 56% approved of 79BMO Bank National Association: 58% approved of 57Wings Credit Union: 59% approved of 41Bellco: 60% approved of 567New American Funding, LLC: 62% approved of 34Sun West Mortgage Company, Inc.: 62% approved of 37Pennymac Loan Services, LLC: 63% approved of 98Denver Community Cu D.B.A. Zing Cu: 63% approved of 259Freedom Mortgage Corporation: 66% approved of 67Village Capital & Investment LLC: 67% approved of 24Loandepot.Com, LLC: 67% approved of 107Flagstar Bank, National Association: 69% approved of 94Westerra Credit Union: 70% approved of 202Zions Bancorporation, N.A.: 71% approved of 28Security Service Federal Credit Union: 72% approved of 92U.S. Bank National Association: 72% approved of 132The Federal Savings Bank: 75% approved of 20Quorum Federal Credit Union: 77% approved of 52Rocket Mortgage, LLC: 79% approved of 746United Wholesale Mortgage, LLC: 79% approved of 581Guaranteed Rate, Inc.: 79% approved of 24Sooper Cu Dba Climb Cu: 79% approved of 29Nationstar Mortgage LLC: 80% approved of 85Credit Union of Colorado, A Federal Credit Union: 82% approved of 179GoodLeap, LLC: 82% approved of 76Fairway Independent Mortgage Corporation: 84% approved of 50Everett Financial, Inc.: 85% approved of 20JPMorgan Chase Bank, National Association: 87% approved of 94Canvas Credit Union: 88% approved of 42Elevations: 90% approved of 137Guild Mortgage Company LLC: 90% approved of 119Ocmbc, Inc.: 90% approved of 20Crosscountry Mortgage, LLC: 90% approved of 21Cmg Mortgage, Inc.: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Denver County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%587 / 74697%$165K567
2American Financing Corporation39%231 / 59280%$275K185
3United Wholesale Mortgage, LLCBroker only79%459 / 58198%$285K451
4Bellco60%340 / 56797%$125K329
5Denver Community Cu D.B.A. Zing Cu63%164 / 259100%$65K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 279 more lenders.

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