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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Denver County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Denver County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,538 applications were decided by 284 lenders between 2023 and 2025.

Denver County at a glance

284Active lenders44 with 20+ decisions
66.8%Market approval rate4,368 of 6,538 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,093 loans funded

How Denver County compares

Approval rate compared
Denver County66.8%Colorado69.4%All 616 counties68.2%
Typical loan compared
Denver County$185KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Denver County, CO, 567 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 58One lender: 23% approved of 35One lender: 24% approved of 172One lender: 33% approved of 73American Financing Corporation: 39% approved of 592One lender: 39% approved of 69One lender: 41% approved of 29One lender: 46% approved of 199One lender: 48% approved of 54One lender: 53% approved of 30One lender: 56% approved of 79One lender: 58% approved of 57One lender: 59% approved of 41Bellco: 60% approved of 567One lender: 62% approved of 34One lender: 62% approved of 37One lender: 63% approved of 98Denver Community Cu D.B.A. Zing Cu: 63% approved of 259One lender: 66% approved of 67One lender: 67% approved of 24One lender: 67% approved of 107One lender: 69% approved of 94One lender: 70% approved of 202One lender: 71% approved of 28One lender: 72% approved of 92One lender: 72% approved of 132One lender: 75% approved of 20One lender: 77% approved of 52Rocket Mortgage, LLC: 79% approved of 746United Wholesale Mortgage, LLC: 79% approved of 581One lender: 79% approved of 24One lender: 79% approved of 29One lender: 80% approved of 85One lender: 82% approved of 179One lender: 82% approved of 76One lender: 84% approved of 50One lender: 85% approved of 20One lender: 87% approved of 94One lender: 88% approved of 42One lender: 90% approved of 137One lender: 90% approved of 119One lender: 90% approved of 20One lender: 90% approved of 21One lender: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Denver County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%587 / 74697%$165K567
2American Financing Corporation39%231 / 59280%$275K185
3United Wholesale Mortgage, LLCBroker only79%459 / 58198%$285K451
4Bellco60%340 / 56797%$125K329
5Denver Community Cu D.B.A. Zing Cu63%164 / 259100%$65K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 279 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Denver County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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