Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lower Connecticut River Valley Planning Region, Connecticut
Every institution that decided a 1–4 unit mortgage application in Lower Connecticut River Valley Planning Region, home to Middletown, between 2023 and 2025: 9,044 applications, 7,176 loans actually funded, across 8 kinds of borrowing.
Lower Connecticut River Valley Planning Region at a glance
9,044Applications decided
2023–2025
7,176Loans funded
79% of decisions
44Census tracts
24 ZIP codes
174,983People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Lending by loan type in Lower Connecticut River Valley Planning Region
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.5% | 3,813 | $325K | 97% | 241 |
| Home improvement loans | 74.2% | 1,703 | $105K | 96% | 95 |
| Cash-out refinance | 69.9% | 1,334 | $155K | 96% | 147 |
| Refinance | 80.7% | 1,501 | $205K | 96% | 152 |
| Investment property purchase | 88.3% | 392 | $305K | 96% | 132 |
| Investment cash-out refinance | 77.0% | 139 | $215K | 95% | 71 |
| Investment refinance | 69.4% | 85 | $305K | 86% | 45 |
| Investment home improvement | 61.0% | 77 | $155K | 94% | 31 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.