cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lower Connecticut River Valley Planning Region, Connecticut

Fat Boy Data analyzed cash-out refinance activity in Lower Connecticut River Valley Planning Region, Connecticut, home to Middletown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,334 applications were decided by 147 lenders between 2023 and 2025.

Lower Connecticut River Valley Planning Region at a glance

147Active lenders14 with 20+ decisions
69.9%Market approval rate932 of 1,334 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up893 loans funded

How Lower Connecticut River Valley Planning Region compares

Approval rate compared
Lower Connecticut River Valley Planning Region69.9%Connecticut67.3%All 616 counties68.2%
Typical loan compared
Lower Connecticut River Valley Planning Region$155KConnecticut$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lower Connecticut River Valley Planning Region, CT, 226 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Guilford Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.

The typical cash-out refinance here is $155K, 21% smaller than the Connecticut typical of $195K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 97One lender: 30% approved of 20One lender: 43% approved of 23One lender: 44% approved of 36One lender: 62% approved of 40One lender: 62% approved of 24Newrez LLC: 67% approved of 57One lender: 76% approved of 37Loandepot.Com, LLC: 77% approved of 48One lender: 78% approved of 27Rocket Mortgage, LLC: 79% approved of 293United Wholesale Mortgage, LLC: 81% approved of 72One lender: 90% approved of 31One lender: 91% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lower Connecticut River Valley Planning Region

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%231 / 29398%$155K226
2Amerisave Mortgage Corporation26%25 / 97100%$105K25
3United Wholesale Mortgage, LLCBroker only81%58 / 7297%$285K56
4Newrez LLC67%38 / 5797%$95K37
5Loandepot.Com, LLC77%37 / 4895%$255K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lower Connecticut River Valley Planning Region. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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