refinance lenders · HMDA 2023–2025

Refinance lenders in Lower Connecticut River Valley Planning Region, Connecticut

Fat Boy Data analyzed mortgage refinance activity in Lower Connecticut River Valley Planning Region, Connecticut, home to Middletown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,501 applications were decided by 152 lenders between 2023 and 2025.

Lower Connecticut River Valley Planning Region at a glance

152Active lenders14 with 20+ decisions
80.7%Market approval rate1,211 of 1,501 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,157 loans funded

How Lower Connecticut River Valley Planning Region compares

Approval rate compared
Lower Connecticut River Valley Planning Region80.7%Connecticut77.8%All 616 counties76.5%
Typical loan compared
Lower Connecticut River Valley Planning Region$205KConnecticut$205KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Lower Connecticut River Valley Planning Region, CT, 206 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 24One lender: 42% approved of 33One lender: 67% approved of 46One lender: 74% approved of 23One lender: 76% approved of 21One lender: 76% approved of 21Citizens Bank, National Association: 77% approved of 275American Eagle Financial: 79% approved of 75Rocket Mortgage, LLC: 84% approved of 76One lender: 86% approved of 36United Wholesale Mortgage, LLC: 86% approved of 87Liberty Bank: 86% approved of 233One lender: 87% approved of 69One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lower Connecticut River Valley Planning Region

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association77%212 / 27597%$205K206
2Liberty Bank86%201 / 233100%$125K200
3United Wholesale Mortgage, LLCBroker only86%75 / 8796%$355K72
4Rocket Mortgage, LLC84%64 / 7697%$285K62
5American Eagle Financial79%59 / 75100%$105K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 147 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lower Connecticut River Valley Planning Region. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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