Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sussex County, Delaware
Every institution that decided a 1–4 unit mortgage application in Sussex County, home to Seaford, between 2023 and 2025: 29,633 applications, 23,045 loans actually funded, across 8 kinds of borrowing.
Sussex County at a glance
29,633Applications decided
2023–2025
23,045Loans funded
78% of decisions
74Census tracts
19 ZIP codes
247,799People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Investment home improvement is the hardest money to get here: lenders approved 60% of 405 applications.
Lending by loan type in Sussex County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.5% | 13,890 | $325K | 97% | 355 |
| Home improvement loans | 64.4% | 3,264 | $105K | 96% | 119 |
| Cash-out refinance | 67.1% | 3,402 | $165K | 96% | 204 |
| Refinance | 78.5% | 2,752 | $235K | 94% | 203 |
| Investment property purchase | 92.3% | 5,085 | $375K | 98% | 350 |
| Investment cash-out refinance | 71.2% | 375 | $205K | 91% | 128 |
| Investment refinance | 81.1% | 460 | $315K | 96% | 132 |
| Investment home improvement | 60.5% | 405 | $155K | 95% | 75 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.