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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sussex County, Delaware

Fat Boy Data analyzed cash-out refinance activity in Sussex County, Delaware, home to Seaford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,402 applications were decided by 204 lenders between 2023 and 2025.

Sussex County at a glance

204Active lenders29 with 20+ decisions
67.1%Market approval rate2,284 of 3,402 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,186 loans funded

How Sussex County compares

Approval rate compared
Sussex County67.1%Delaware65.3%All 616 counties68.2%
Typical loan compared
Sussex County$165KDelaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sussex County, DE, 712 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 20One lender: 28% approved of 43One lender: 34% approved of 50Amerisave Mortgage Corporation: 35% approved of 338One lender: 37% approved of 82One lender: 37% approved of 68One lender: 52% approved of 33Newrez LLC: 54% approved of 170One lender: 57% approved of 23One lender: 57% approved of 21One lender: 58% approved of 57One lender: 60% approved of 125One lender: 60% approved of 35One lender: 61% approved of 38One lender: 62% approved of 21One lender: 65% approved of 100One lender: 68% approved of 41One lender: 70% approved of 33One lender: 70% approved of 30Pennymac Loan Services, LLC: 71% approved of 136One lender: 74% approved of 34One lender: 74% approved of 57One lender: 76% approved of 25One lender: 77% approved of 73United Wholesale Mortgage, LLC: 79% approved of 136One lender: 79% approved of 29Rocket Mortgage, LLC: 84% approved of 876One lender: 93% approved of 29One lender: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sussex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%732 / 87697%$145K712
2Amerisave Mortgage Corporation35%117 / 33897%$95K114
3Newrez LLC54%92 / 170100%$165K92
4United Wholesale Mortgage, LLCBroker only79%107 / 13699%$265K106
5Pennymac Loan Services, LLC71%97 / 13696%$195K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 199 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sussex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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