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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sussex County, Delaware

Fat Boy Data analyzed cash-out refinance activity in Sussex County, Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,402 applications were decided by 204 lenders between 2023 and 2025.

Sussex County at a glance

204Active lenders29 with 20+ decisions
67.1%Market approval rate2,284 of 3,402 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,186 loans funded

How Sussex County compares

Approval rate compared
Sussex County67.1%Delaware65.3%All 616 counties68.2%
Typical loan compared
Sussex County$165KDelaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sussex County, DE, 712 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 20% approved of 20Mortgage Research Center, LLC: 28% approved of 43Lakeview Loan Servicing, LLC: 34% approved of 50Amerisave Mortgage Corporation: 35% approved of 338New Day Financial, LLC: 37% approved of 82Carrington Mortgage Services, LLC: 37% approved of 68Wells Fargo Bank, National Association: 52% approved of 33Newrez LLC: 54% approved of 170Del-One Federal Credit Union: 57% approved of 23Flagstar Bank, National Association: 57% approved of 21New American Funding, LLC: 58% approved of 57Loandepot.Com, LLC: 60% approved of 125Police & Fire Federal Credit Union: 60% approved of 35Mutual of Omaha Mortgage, Inc.: 61% approved of 38Village Capital & Investment LLC: 62% approved of 21Freedom Mortgage Corporation: 65% approved of 100Navy Federal Credit Union: 68% approved of 41Manufacturers and Traders Trust Company: 70% approved of 33GoodLeap, LLC: 70% approved of 30Pennymac Loan Services, LLC: 71% approved of 136The Federal Savings Bank: 74% approved of 34Nationstar Mortgage LLC: 74% approved of 57Lower, LLC: 76% approved of 25Tidemark Federal Credit Union: 77% approved of 73United Wholesale Mortgage, LLC: 79% approved of 136PNC Bank, National Association: 79% approved of 29Rocket Mortgage, LLC: 84% approved of 876Movement Mortgage, LLC: 93% approved of 29Reliance First Capital, LLC: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sussex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%732 / 87697%$145K712
2Amerisave Mortgage Corporation35%117 / 33897%$95K114
3Newrez LLC54%92 / 170100%$165K92
4United Wholesale Mortgage, LLCBroker only79%107 / 13699%$265K106
5Pennymac Loan Services, LLC71%97 / 13696%$195K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 199 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Sussex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
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