Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kent County, Delaware
Every institution that decided a 1–4 unit mortgage application in Kent County, home to Dover, between 2023 and 2025: 17,811 applications, 12,501 loans actually funded, across 8 kinds of borrowing.
Kent County at a glance
17,811Applications decided
2023–2025
12,501Loans funded
70% of decisions
41Census tracts
12 ZIP codes
185,043People
ACS 2023
What the data shows
Lenders approved 80.5% of home-purchase applications in Kent County, 5.0 points below the Delaware rate.
The typical purchase mortgage here is $315K.
Lending by loan type in Kent County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.5% | 9,118 | $315K | 96% | 291 |
| Home improvement loans | 56.7% | 2,587 | $75K | 95% | 78 |
| Cash-out refinance | 63.4% | 2,922 | $215K | 95% | 157 |
| Refinance | 78.2% | 2,241 | $255K | 91% | 161 |
| Investment property purchase | 84.7% | 562 | $195K | 96% | 147 |
| Investment cash-out refinance | 75.7% | 210 | $165K | 93% | 76 |
| Investment refinance | 69.5% | 82 | $205K | 95% | 45 |
| Investment home improvement | 37.1% | 89 | $75K | 94% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.