Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Duval County, Florida
Every institution that decided a 1–4 unit mortgage application in Duval County, home to Jacksonville, between 2023 and 2025: 82,127 applications, 58,075 loans actually funded, across 8 kinds of borrowing.
Duval County at a glance
82,127Applications decided
2023–2025
58,075Loans funded
71% of decisions
218Census tracts
32 ZIP codes
1,007,189People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 40% of 570 applications.
Lending by loan type in Duval County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.3% | 43,720 | $295K | 96% | 643 |
| Home improvement loans | 56.0% | 7,340 | $75K | 92% | 154 |
| Cash-out refinance | 59.8% | 15,860 | $175K | 95% | 292 |
| Refinance | 69.4% | 6,004 | $295K | 89% | 282 |
| Investment property purchase | 84.7% | 5,324 | $185K | 95% | 396 |
| Investment cash-out refinance | 69.4% | 2,126 | $155K | 92% | 186 |
| Investment refinance | 71.9% | 1,183 | $155K | 90% | 160 |
| Investment home improvement | 39.8% | 570 | $85K | 87% | 78 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.