HomeFloridaDuval CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Duval County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Duval County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,126 applications were decided by 186 lenders between 2023 and 2025.

Duval County at a glance

186Active lenders28 with 20+ decisions
69.4%Market approval rate1,476 of 2,126 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,357 loans funded

How Duval County compares

Approval rate compared
Duval County69.4%Florida68.9%All 616 counties73.1%
Typical loan compared
Duval County$155KFlorida$245KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Duval County, FL, 83 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 64.

The typical investment cash-out refinance here is $155K, 37% smaller than the Florida typical of $245K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Vystar Credit Union: 11% approved of 103Amerisave Mortgage Corporation: 22% approved of 36Wells Fargo Bank, National Association: 32% approved of 22Community First Credit Union of Flo: 38% approved of 21Carrington Mortgage Services, LLC: 40% approved of 20Newrez LLC: 50% approved of 36Deephaven Mortgage LLC: 50% approved of 22Homexpress Mortgage Corp.: 52% approved of 108Hometown Equity Mortgage, LLC: 54% approved of 46Rocket Mortgage, LLC: 63% approved of 68Lendingone, LLC: 64% approved of 83Ameris Bank: 71% approved of 21United Wholesale Mortgage, LLC: 73% approved of 312American Financial Network, Inc.: 76% approved of 21Champions Funding, LLC: 77% approved of 26Ocmbc, Inc.: 77% approved of 53Loan Funder LLC: 80% approved of 55Angel Oak Mortgage Solutions LLC: 85% approved of 33Amwest Funding Corp.: 85% approved of 20Lima One Capital, LLC: 88% approved of 34A&D Mortgage LLC: 90% approved of 48Citadel Servicing Corporation: 91% approved of 45The Loan Store, Inc.: 92% approved of 24American Heritage Lending, LLC: 93% approved of 28Bpl Mortgage, LLC: 94% approved of 97Rf Renovo Management Company, LLC: 100% approved of 64Dominion Financial Services, LLC: 100% approved of 44Velocity Commercial Capital, LLC: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Duval County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%228 / 31298%$145K224
2Homexpress Mortgage Corp.Broker only52%56 / 10898%$205K55
3Vystar Credit Union11%11 / 103100%$155K11
4Bpl Mortgage, LLC94%91 / 9791%$135K83
5Lendingone, LLC64%53 / 83100%$145K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 181 more lenders.

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