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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Duval County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Duval County, Florida, home to Jacksonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,126 applications were decided by 186 lenders between 2023 and 2025.

Duval County at a glance

186Active lenders28 with 20+ decisions
69.4%Market approval rate1,476 of 2,126 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,357 loans funded

How Duval County compares

Approval rate compared
Duval County69.4%Florida68.9%All 616 counties73.1%
Typical loan compared
Duval County$155KFlorida$245KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Duval County, FL, 83 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 64.

The typical investment cash-out refinance here is $155K, 37% smaller than the Florida typical of $245K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Vystar Credit Union: 11% approved of 103One lender: 22% approved of 36One lender: 32% approved of 22One lender: 38% approved of 21One lender: 40% approved of 20One lender: 50% approved of 36One lender: 50% approved of 22Homexpress Mortgage Corp.: 52% approved of 108One lender: 54% approved of 46One lender: 63% approved of 68Lendingone, LLC: 64% approved of 83One lender: 71% approved of 21United Wholesale Mortgage, LLC: 73% approved of 312One lender: 76% approved of 21One lender: 77% approved of 26One lender: 77% approved of 53One lender: 80% approved of 55One lender: 85% approved of 33One lender: 85% approved of 20One lender: 88% approved of 34One lender: 90% approved of 48One lender: 91% approved of 45One lender: 92% approved of 24One lender: 93% approved of 28Bpl Mortgage, LLC: 94% approved of 97One lender: 100% approved of 64One lender: 100% approved of 44One lender: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Duval County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%228 / 31298%$145K224
2Homexpress Mortgage Corp.Broker only52%56 / 10898%$205K55
3Vystar Credit Union11%11 / 103100%$155K11
4Bpl Mortgage, LLC94%91 / 9791%$135K83
5Lendingone, LLC64%53 / 83100%$145K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 181 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Duval County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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