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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Duval County, Florida

Fat Boy Data analyzed home improvement loan activity in Duval County, Florida, home to Jacksonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,340 applications were decided by 154 lenders between 2023 and 2025.

Duval County at a glance

154Active lenders36 with 20+ decisions
56.0%Market approval rate4,112 of 7,340 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,777 loans funded

How Duval County compares

Approval rate compared
Duval County56.0%Florida53.6%All 616 counties62.7%
Typical loan compared
Duval County$75KFlorida$75KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Duval County, FL, 699 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 58.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 242One lender: 25% approved of 24One lender: 27% approved of 247One lender: 31% approved of 346One lender: 34% approved of 275One lender: 35% approved of 34Regions Bank: 39% approved of 371One lender: 41% approved of 27Bank of America, National Association: 41% approved of 868One lender: 51% approved of 55One lender: 51% approved of 216One lender: 52% approved of 21One lender: 53% approved of 97One lender: 53% approved of 38One lender: 53% approved of 32One lender: 57% approved of 168One lender: 57% approved of 301One lender: 61% approved of 33One lender: 61% approved of 69One lender: 61% approved of 88One lender: 62% approved of 84One lender: 64% approved of 22Navy Federal Credit Union: 64% approved of 1,107One lender: 65% approved of 101One lender: 66% approved of 262Vystar Credit Union: 68% approved of 538One lender: 70% approved of 20One lender: 73% approved of 33One lender: 73% approved of 22One lender: 74% approved of 35Community First Credit Union of Flo: 75% approved of 702One lender: 76% approved of 58One lender: 78% approved of 23One lender: 79% approved of 29One lender: 83% approved of 58One lender: 98% approved of 213

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Duval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union64%714 / 1,10798%$75K699
2Bank of America, National Association41%359 / 86898%$105K352
3Community First Credit Union of Flo75%528 / 702100%$65K527
4Vystar Credit Union68%368 / 53896%$75K355
5Regions Bank39%144 / 37186%$85K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 149 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Duval County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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