Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Leon County, Florida
Every institution that decided a 1–4 unit mortgage application in Leon County, home to Tallahassee, between 2023 and 2025: 16,605 applications, 12,133 loans actually funded, across 8 kinds of borrowing.
Leon County at a glance
16,605Applications decided
2023–2025
12,133Loans funded
73% of decisions
79Census tracts
11 ZIP codes
295,335People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 127 applications.
Lending by loan type in Leon County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.5% | 9,183 | $245K | 95% | 358 |
| Home improvement loans | 61.1% | 1,566 | $75K | 87% | 98 |
| Cash-out refinance | 65.7% | 2,504 | $125K | 93% | 176 |
| Refinance | 75.0% | 1,111 | $235K | 91% | 144 |
| Investment property purchase | 86.2% | 1,467 | $165K | 96% | 224 |
| Investment cash-out refinance | 69.4% | 402 | $145K | 90% | 113 |
| Investment refinance | 79.6% | 245 | $155K | 89% | 73 |
| Investment home improvement | 54.3% | 127 | $65K | 96% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.