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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Leon County, Florida

Fat Boy Data analyzed home improvement loan activity in Leon County, Florida, home to Tallahassee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,566 applications were decided by 98 lenders between 2023 and 2025.

Leon County at a glance

98Active lenders17 with 20+ decisions
61.1%Market approval rate957 of 1,566 decided
$75KTypical loanmedian lender, $10K brackets
87%Borrower take-up834 loans funded

How Leon County compares

Approval rate compared
Leon County61.1%Florida53.6%All 616 counties62.7%
Typical loan compared
Leon County$75KFlorida$75KAll 616 counties$75K

What the data shows

First Commerce made the most home improvement loans in Leon County, FL, 134 of them.

First Commerce approved the highest share of applications among lenders with at least 20 decisions here, 90% of 158.

Lenders approved 61.1% of home improvement loan applications in Leon County, FL, 7.5 percentage points above the Florida rate of 53.6%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 50One lender: 30% approved of 56One lender: 36% approved of 47Bank of America, National Association: 42% approved of 175Truist Bank: 42% approved of 159Regions Bank: 50% approved of 100One lender: 51% approved of 35One lender: 65% approved of 37One lender: 67% approved of 30One lender: 68% approved of 22One lender: 70% approved of 56One lender: 70% approved of 43Capital City Bank: 73% approved of 153One lender: 76% approved of 25First Commerce: 90% approved of 158One lender: 100% approved of 46One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Leon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association42%73 / 17592%$75K67
2Truist Bank42%67 / 15988%$85K59
3First Commerce90%142 / 15894%$55K134
4Capital City Bank73%112 / 15391%$105K102
5Regions Bank50%50 / 10086%$65K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 93 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Leon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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