Investment property improvement lenders in Leon County, Florida
Fat Boy Data analyzed investment home improvement loan activity in Leon County, Florida, home to Tallahassee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 127 applications were decided by 41 lenders between 2023 and 2025.
Leon County at a glance
How Leon County compares
What the data shows
First Commerce made the most investment home improvement loans in Leon County, FL, 19 of them.
That is 29% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
First Commerce approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.
Lenders approved 54.3% of investment home improvement loan applications in Leon County, FL, 9.4 percentage points above the Florida rate of 44.9%.
The typical investment home improvement loan here is $65K, 55% smaller than the Florida typical of $145K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Leon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First Commerce | 100% | 20 / 20 | 95% | $65K | 19 |
| 2 | Bank of America, National AssociationLimited sample | 0% | 0 / 13 | — | — | 0 |
| 3 | Spring Eq, LLCLimited sample | 44% | 4 / 9 | 100% | $55K | 4 |
| 4 | Navy Federal Credit UnionLimited sample | 50% | 4 / 8 | 100% | $45K | 4 |
| 5 | Deephaven Mortgage LLCLimited sample | 38% | 3 / 8 | 100% | $95K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 36 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Leon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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