Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Martin County, Florida
Every institution that decided a 1–4 unit mortgage application in Martin County, home to Stuart, between 2023 and 2025: 12,550 applications, 9,201 loans actually funded, across 8 kinds of borrowing.
Martin County at a glance
12,550Applications decided
2023–2025
9,201Loans funded
73% of decisions
42Census tracts
9 ZIP codes
160,464People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Lending by loan type in Martin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.2% | 6,027 | $355K | 97% | 399 |
| Home improvement loans | 60.0% | 2,159 | $105K | 92% | 126 |
| Cash-out refinance | 70.6% | 1,767 | $195K | 95% | 204 |
| Refinance | 68.5% | 1,127 | $235K | 94% | 165 |
| Investment property purchase | 83.8% | 1,048 | $285K | 94% | 234 |
| Investment cash-out refinance | 71.4% | 241 | $325K | 97% | 89 |
| Investment refinance | 69.9% | 83 | $265K | 84% | 50 |
| Investment home improvement | 51.0% | 98 | $155K | 92% | 40 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.