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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Martin County, Florida

Fat Boy Data analyzed cash-out refinance activity in Martin County, Florida, home to Stuart, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,767 applications were decided by 204 lenders between 2023 and 2025.

Martin County at a glance

204Active lenders18 with 20+ decisions
70.6%Market approval rate1,248 of 1,767 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,181 loans funded

How Martin County compares

Approval rate compared
Martin County70.6%Florida62.2%All 616 counties68.2%
Typical loan compared
Martin County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Martin County, FL, 309 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

Lenders approved 70.6% of cash-out refinance applications in Martin County, FL, 8.4 percentage points above the Florida rate of 62.2%.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 135One lender: 24% approved of 21One lender: 32% approved of 22One lender: 36% approved of 22One lender: 49% approved of 57One lender: 50% approved of 26Pennymac Loan Services, LLC: 69% approved of 61One lender: 70% approved of 30Loandepot.Com, LLC: 73% approved of 59One lender: 75% approved of 20One lender: 79% approved of 29One lender: 83% approved of 23United Wholesale Mortgage, LLC: 83% approved of 172One lender: 85% approved of 20Rocket Mortgage, LLC: 85% approved of 376One lender: 89% approved of 28One lender: 92% approved of 26One lender: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Martin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%320 / 37697%$155K309
2United Wholesale Mortgage, LLCBroker only83%143 / 17298%$255K140
3Amerisave Mortgage Corporation22%30 / 13597%$125K29
4Pennymac Loan Services, LLC69%42 / 6193%$165K39
5Loandepot.Com, LLC73%43 / 5995%$275K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 199 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Martin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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