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refinance lenders · HMDA 2023–2025

Refinance lenders in Martin County, Florida

Fat Boy Data analyzed mortgage refinance activity in Martin County, Florida, home to Stuart, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,127 applications were decided by 165 lenders between 2023 and 2025.

Martin County at a glance

165Active lenders13 with 20+ decisions
68.5%Market approval rate772 of 1,127 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up722 loans funded

How Martin County compares

Approval rate compared
Martin County68.5%Florida66.8%All 616 counties76.5%
Typical loan compared
Martin County$235KFlorida$315KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Martin County, FL, 48 of them.

Finance of America Reverse LLC approved the highest share of applications among lenders with at least 20 decisions here, 79% of 24.

The typical mortgage refinance here is $235K, 25% smaller than the Florida typical of $315K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 24One lender: 36% approved of 28One lender: 56% approved of 54One lender: 56% approved of 52One lender: 65% approved of 43One lender: 66% approved of 29Third Federal Savings And Loan Association Of Cleveland: 67% approved of 64Seacoast National Bank: 68% approved of 56Bank of America, National Association: 69% approved of 64PNC Bank, National Association: 69% approved of 72One lender: 71% approved of 52One lender: 79% approved of 24United Wholesale Mortgage, LLC: 83% approved of 94

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Martin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%78 / 9490%$445K70
2PNC Bank, National Association69%50 / 7296%$185K48
3Bank of America, National Association69%44 / 6498%$195K43
4Third Federal Savings And Loan Association Of Cleveland67%43 / 6495%$155K41
5Seacoast National Bank68%38 / 5695%$225K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 160 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Martin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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