Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bartow County, Georgia
Every institution that decided a 1–4 unit mortgage application in Bartow County between 2023 and 2025: 10,393 applications, 8,077 loans actually funded, across 8 kinds of borrowing.
Bartow County at a glance
10,393Applications decided
2023–2025
8,077Loans funded
78% of decisions
28Census tracts
8 ZIP codes
111,153People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Home improvement loans is the hardest money to get here: lenders approved 58% of 1,016 applications.
Lending by loan type in Bartow County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.3% | 5,574 | $295K | 97% | 284 |
| Home improvement loans | 57.8% | 1,016 | $65K | 95% | 72 |
| Cash-out refinance | 68.4% | 1,887 | $195K | 94% | 160 |
| Refinance | 76.1% | 1,110 | $295K | 92% | 146 |
| Investment property purchase | 93.0% | 628 | $225K | 97% | 131 |
| Investment cash-out refinance | 71.8% | 78 | $165K | 98% | 42 |
| Investment refinance | 92.8% | 69 | $185K | 97% | 33 |
| Investment home improvement | 67.7% | 31 | $105K | 95% | 14 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.