Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cobb County, Georgia
Every institution that decided a 1–4 unit mortgage application in Cobb County, home to Marietta, between 2023 and 2025: 58,437 applications, 44,047 loans actually funded, across 8 kinds of borrowing.
Cobb County at a glance
58,437Applications decided
2023–2025
44,047Loans funded
75% of decisions
186Census tracts
19 ZIP codes
769,152People
ACS 2023
What the data shows
The typical purchase mortgage here is $375K.
Investment home improvement is the hardest money to get here: lenders approved 42% of 342 applications.
Lending by loan type in Cobb County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.3% | 28,022 | $375K | 97% | 556 |
| Home improvement loans | 60.9% | 8,824 | $95K | 94% | 179 |
| Cash-out refinance | 69.2% | 10,612 | $175K | 95% | 332 |
| Refinance | 74.8% | 6,380 | $345K | 92% | 311 |
| Investment property purchase | 86.5% | 2,819 | $265K | 96% | 290 |
| Investment cash-out refinance | 68.9% | 927 | $205K | 93% | 164 |
| Investment refinance | 70.5% | 511 | $245K | 92% | 144 |
| Investment home improvement | 41.5% | 342 | $95K | 93% | 60 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.