Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Paulding County, Georgia
Every institution that decided a 1–4 unit mortgage application in Paulding County between 2023 and 2025: 18,795 applications, 14,304 loans actually funded, across 8 kinds of borrowing.
Paulding County at a glance
18,795Applications decided
2023–2025
14,304Loans funded
76% of decisions
33Census tracts
7 ZIP codes
174,292People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Lending by loan type in Paulding County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.7% | 9,672 | $315K | 97% | 364 |
| Home improvement loans | 54.2% | 2,185 | $65K | 94% | 100 |
| Cash-out refinance | 70.6% | 4,143 | $185K | 95% | 213 |
| Refinance | 75.6% | 2,055 | $325K | 89% | 203 |
| Investment property purchase | 88.6% | 519 | $215K | 96% | 143 |
| Investment cash-out refinance | 74.6% | 126 | $185K | 95% | 56 |
| Investment refinance | 68.6% | 51 | $185K | 83% | 36 |
| Investment home improvement | 50.0% | 44 | $165K | 95% | 30 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.