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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bibb County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Bibb County, Georgia, home to Macon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,568 applications were decided by 116 lenders between 2023 and 2025.

Bibb County at a glance

116Active lenders17 with 20+ decisions
59.5%Market approval rate933 of 1,568 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up871 loans funded

How Bibb County compares

Approval rate compared
Bibb County59.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Bibb County$135KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bibb County, GA, 268 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Robins Financial approved the highest share of applications among lenders with at least 20 decisions here, 78% of 49.

The typical cash-out refinance here is $135K, 31% smaller than the Georgia typical of $195K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 4% approved of 46Amerisave Mortgage Corporation: 18% approved of 148One lender: 34% approved of 61One lender: 42% approved of 24New Day Financial, LLC: 44% approved of 61One lender: 45% approved of 42One lender: 50% approved of 22Loandepot.Com, LLC: 53% approved of 70One lender: 54% approved of 28One lender: 56% approved of 25One lender: 59% approved of 34One lender: 67% approved of 33One lender: 72% approved of 25Rocket Mortgage, LLC: 73% approved of 384One lender: 75% approved of 48United Wholesale Mortgage, LLC: 76% approved of 91One lender: 78% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bibb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%281 / 38495%$135K268
2Amerisave Mortgage Corporation18%26 / 148100%$75K26
3United Wholesale Mortgage, LLCBroker only76%69 / 9199%$195K68
4Loandepot.Com, LLC53%37 / 7097%$175K36
5New Day Financial, LLC44%27 / 6185%$165K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 111 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bibb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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