Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Chatham County, Georgia
Every institution that decided a 1–4 unit mortgage application in Chatham County, home to Savannah, between 2023 and 2025: 24,486 applications, 18,392 loans actually funded, across 8 kinds of borrowing.
Chatham County at a glance
24,486Applications decided
2023–2025
18,392Loans funded
75% of decisions
87Census tracts
14 ZIP codes
298,143People
ACS 2023
What the data shows
The typical purchase mortgage here is $305K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 307 applications.
Lending by loan type in Chatham County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.2% | 11,329 | $305K | 98% | 442 |
| Home improvement loans | 56.2% | 2,587 | $75K | 94% | 107 |
| Cash-out refinance | 63.8% | 4,015 | $185K | 94% | 207 |
| Refinance | 76.2% | 2,241 | $305K | 89% | 199 |
| Investment property purchase | 88.7% | 2,621 | $255K | 96% | 315 |
| Investment cash-out refinance | 71.9% | 804 | $195K | 94% | 135 |
| Investment refinance | 80.2% | 582 | $185K | 94% | 122 |
| Investment home improvement | 45.3% | 307 | $105K | 89% | 70 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.