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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chatham County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Chatham County, Georgia, home to Savannah, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,015 applications were decided by 207 lenders between 2023 and 2025.

Chatham County at a glance

207Active lenders31 with 20+ decisions
63.8%Market approval rate2,561 of 4,015 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,403 loans funded

How Chatham County compares

Approval rate compared
Chatham County63.8%Georgia64.2%All 616 counties68.2%
Typical loan compared
Chatham County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chatham County, GA, 683 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 88One lender: 25% approved of 36Amerisave Mortgage Corporation: 26% approved of 320Carrington Mortgage Services, LLC: 40% approved of 177One lender: 40% approved of 58One lender: 41% approved of 37One lender: 43% approved of 125One lender: 44% approved of 73One lender: 44% approved of 95One lender: 45% approved of 20One lender: 48% approved of 21One lender: 48% approved of 111One lender: 51% approved of 47One lender: 52% approved of 52One lender: 55% approved of 20One lender: 65% approved of 147One lender: 66% approved of 134One lender: 69% approved of 52One lender: 70% approved of 97One lender: 74% approved of 43One lender: 75% approved of 20Pennymac Loan Services, LLC: 75% approved of 161One lender: 77% approved of 43Rocket Mortgage, LLC: 79% approved of 885United Wholesale Mortgage, LLC: 81% approved of 247One lender: 82% approved of 28One lender: 83% approved of 110One lender: 86% approved of 21One lender: 87% approved of 38One lender: 93% approved of 28One lender: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Chatham County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%700 / 88598%$175K683
2Amerisave Mortgage Corporation26%84 / 32096%$95K81
3United Wholesale Mortgage, LLCBroker only81%200 / 24796%$255K192
4Carrington Mortgage Services, LLC40%70 / 17783%$165K58
5Pennymac Loan Services, LLC75%121 / 16198%$195K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 202 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Chatham County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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