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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Chatham County, Georgia

Fat Boy Data analyzed home improvement loan activity in Chatham County, Georgia, home to Savannah, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,587 applications were decided by 107 lenders between 2023 and 2025.

Chatham County at a glance

107Active lenders24 with 20+ decisions
56.2%Market approval rate1,455 of 2,587 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,364 loans funded

How Chatham County compares

Approval rate compared
Chatham County56.2%Georgia55.5%All 616 counties62.7%
Typical loan compared
Chatham County$75KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Chatham County, GA, 174 of them.

Workmen's Circle Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 79.

The typical home improvement loan here is $75K, 12% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 33% approved of 319One lender: 34% approved of 86One lender: 42% approved of 86Bank of America, National Association: 43% approved of 414One lender: 43% approved of 37One lender: 48% approved of 27One lender: 50% approved of 38One lender: 52% approved of 66One lender: 56% approved of 36One lender: 60% approved of 20Navy Federal Credit Union: 60% approved of 281One lender: 61% approved of 46One lender: 61% approved of 41One lender: 61% approved of 90One lender: 63% approved of 51One lender: 64% approved of 39One lender: 64% approved of 45One lender: 65% approved of 37Ameris Bank: 65% approved of 100One lender: 69% approved of 96SouthState Bank, National Association: 76% approved of 167One lender: 84% approved of 67One lender: 94% approved of 79One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Chatham County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association43%179 / 41497%$75K174
2Truist Bank33%106 / 31989%$75K94
3Navy Federal Credit Union60%170 / 28199%$65K168
4SouthState Bank, National Association76%127 / 16799%$145K126
5Ameris Bank65%65 / 10098%$135K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 102 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Chatham County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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