Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Columbia County, Georgia
Every institution that decided a 1–4 unit mortgage application in Columbia County, home to Grovetown, between 2023 and 2025: 14,624 applications, 11,630 loans actually funded, across 8 kinds of borrowing.
Columbia County at a glance
14,624Applications decided
2023–2025
11,630Loans funded
80% of decisions
25Census tracts
5 ZIP codes
159,638People
ACS 2023
What the data shows
Lenders approved 92.3% of home-purchase applications in Columbia County, 5.1 points above the Georgia rate.
The typical purchase mortgage here is $305K.
Lending by loan type in Columbia County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.3% | 7,964 | $305K | 97% | 318 |
| Home improvement loans | 64.2% | 1,511 | $65K | 94% | 78 |
| Cash-out refinance | 68.2% | 2,425 | $185K | 95% | 160 |
| Refinance | 81.7% | 1,769 | $315K | 87% | 142 |
| Investment property purchase | 89.1% | 606 | $175K | 97% | 145 |
| Investment cash-out refinance | 73.8% | 145 | $155K | 93% | 65 |
| Investment refinance | 84.0% | 119 | $165K | 91% | 53 |
| Investment home improvement | 49.4% | 85 | $65K | 90% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.