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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Columbia County, Georgia

Fat Boy Data analyzed home improvement loan activity in Columbia County, Georgia, home to Grovetown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,511 applications were decided by 78 lenders between 2023 and 2025.

Columbia County at a glance

78Active lenders15 with 20+ decisions
64.2%Market approval rate970 of 1,511 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up915 loans funded

How Columbia County compares

Approval rate compared
Columbia County64.2%Georgia55.5%All 616 counties62.7%
Typical loan compared
Columbia County$65KGeorgia$85KAll 616 counties$75K

What the data shows

SouthState Bank, National Association made the most home improvement loans in Columbia County, GA, 148 of them.

Srp approved the highest share of applications among lenders with at least 20 decisions here, 96% of 108.

Lenders approved 64.2% of home improvement loan applications in Columbia County, GA, 8.7 percentage points above the Georgia rate of 55.5%.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 47Bank of America, National Association: 39% approved of 142One lender: 41% approved of 81One lender: 44% approved of 39One lender: 45% approved of 38One lender: 50% approved of 58Regions Bank: 56% approved of 156One lender: 58% approved of 36One lender: 60% approved of 80Navy Federal Credit Union: 70% approved of 200One lender: 72% approved of 29One lender: 77% approved of 30SouthState Bank, National Association: 84% approved of 179One lender: 88% approved of 40Srp: 96% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Columbia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union70%140 / 20098%$55K137
2SouthState Bank, National Association84%151 / 17998%$105K148
3Regions Bank56%87 / 15689%$55K77
4Bank of America, National Association39%55 / 142100%$95K55
5Srp96%104 / 10897%$65K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Columbia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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