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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Columbia County, Georgia

Fat Boy Data analyzed investment property refinance activity in Columbia County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 119 applications were decided by 53 lenders between 2023 and 2025.

Columbia County at a glance

53Active lenders0 with 20+ decisions
84.0%Market approval rate100 of 119 decided
$165KTypical loanmedian lender, $10K brackets
91%Borrower take-up91 loans funded

How Columbia County compares

Approval rate compared
Columbia County84.0%Georgia75.9%All 616 counties77.7%
Typical loan compared
Columbia County$165KGeorgia$195KAll 616 counties$235K

What the data shows

Queensborough National Bank & Trust Company made the most investment property refinances in Columbia County, GA, 9 of them.

Lenders approved 84.0% of investment property refinance applications in Columbia County, GA, 8.1 percentage points above the Georgia rate of 75.9%.

The typical investment property refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Investment property refinance lenders in Columbia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.Limited sample82%9 / 1189%$165K8
2Queensborough National Bank & Trust CompanyLimited sample100%9 / 9100%$115K9
3F&M BankLimited sample100%9 / 9100%$185K9
4First State BankLimited sample100%9 / 9100%$245K9
5Cadence BankLimited sample100%5 / 560%$105K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 48 more lenders.

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