Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Henry County, Georgia
Every institution that decided a 1–4 unit mortgage application in Henry County, home to Stockbridge, between 2023 and 2025: 27,188 applications, 17,957 loans actually funded, across 8 kinds of borrowing.
Henry County at a glance
27,188Applications decided
2023–2025
17,957Loans funded
66% of decisions
59Census tracts
7 ZIP codes
245,417People
ACS 2023
What the data shows
Lenders approved 79.1% of home-purchase applications in Henry County, 8.0 points below the Georgia rate.
The typical purchase mortgage here is $325K.
Investment home improvement is the hardest money to get here: lenders approved 37% of 112 applications.
Lending by loan type in Henry County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.1% | 13,998 | $325K | 96% | 424 |
| Home improvement loans | 47.1% | 2,896 | $65K | 94% | 115 |
| Cash-out refinance | 59.1% | 6,268 | $195K | 94% | 241 |
| Refinance | 70.8% | 2,680 | $365K | 87% | 200 |
| Investment property purchase | 81.4% | 818 | $225K | 96% | 193 |
| Investment cash-out refinance | 63.7% | 284 | $195K | 90% | 91 |
| Investment refinance | 67.4% | 132 | $195K | 96% | 60 |
| Investment home improvement | 36.6% | 112 | $85K | 93% | 39 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.