Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Newton County, Georgia
Every institution that decided a 1–4 unit mortgage application in Newton County between 2023 and 2025: 10,973 applications, 7,468 loans actually funded, across 8 kinds of borrowing.
Newton County at a glance
10,973Applications decided
2023–2025
7,468Loans funded
68% of decisions
22Census tracts
4 ZIP codes
115,530People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Home improvement loans is the hardest money to get here: lenders approved 47% of 1,088 applications.
Lending by loan type in Newton County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.8% | 5,054 | $295K | 96% | 300 |
| Home improvement loans | 46.9% | 1,088 | $65K | 95% | 87 |
| Cash-out refinance | 59.1% | 2,914 | $185K | 95% | 169 |
| Refinance | 69.8% | 1,218 | $305K | 86% | 150 |
| Investment property purchase | 85.7% | 350 | $195K | 94% | 129 |
| Investment cash-out refinance | 60.0% | 175 | $165K | 91% | 69 |
| Investment refinance | 83.5% | 127 | $155K | 92% | 40 |
| Investment home improvement | 51.1% | 47 | $65K | 88% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.