Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for DeKalb County, Georgia
Every institution that decided a 1–4 unit mortgage application in DeKalb County, home to Stonecrest, between 2023 and 2025: 53,727 applications, 37,629 loans actually funded, across 8 kinds of borrowing.
DeKalb County at a glance
53,727Applications decided
2023–2025
37,629Loans funded
70% of decisions
203Census tracts
30 ZIP codes
762,105People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Investment home improvement is the hardest money to get here: lenders approved 38% of 481 applications.
Lending by loan type in DeKalb County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.2% | 25,349 | $315K | 97% | 539 |
| Home improvement loans | 51.8% | 7,066 | $85K | 92% | 157 |
| Cash-out refinance | 58.2% | 10,205 | $175K | 94% | 315 |
| Refinance | 69.8% | 5,479 | $285K | 93% | 301 |
| Investment property purchase | 83.0% | 2,878 | $245K | 93% | 301 |
| Investment cash-out refinance | 64.1% | 1,559 | $185K | 91% | 192 |
| Investment refinance | 66.1% | 710 | $235K | 87% | 159 |
| Investment home improvement | 38.5% | 481 | $105K | 91% | 68 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.