Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bonneville County, Idaho
Every institution that decided a 1–4 unit mortgage application in Bonneville County, home to Idaho Falls, between 2023 and 2025: 11,701 applications, 9,148 loans actually funded, across 8 kinds of borrowing.
Bonneville County at a glance
11,701Applications decided
2023–2025
9,148Loans funded
78% of decisions
24Census tracts
5 ZIP codes
127,056People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Lending by loan type in Bonneville County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.7% | 5,578 | $325K | 95% | 210 |
| Home improvement loans | 77.3% | 1,988 | $65K | 93% | 48 |
| Cash-out refinance | 72.5% | 2,202 | $155K | 90% | 121 |
| Refinance | 76.8% | 1,139 | $275K | 88% | 107 |
| Investment property purchase | 90.0% | 468 | $255K | 93% | 105 |
| Investment cash-out refinance | 69.3% | 124 | $155K | 88% | 43 |
| Investment refinance | 73.2% | 108 | $235K | 73% | 37 |
| Investment home improvement | 67.0% | 94 | $85K | 89% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.