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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bonneville County, Idaho

Fat Boy Data analyzed cash-out refinance activity in Bonneville County, Idaho, home to Idaho Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,202 applications were decided by 121 lenders between 2023 and 2025.

Bonneville County at a glance

121Active lenders20 with 20+ decisions
72.5%Market approval rate1,596 of 2,202 decided
$155KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,440 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County72.5%Idaho72.1%All 616 counties68.2%
Typical loan compared
Bonneville County$155KIdaho$135KAll 616 counties$155K

What the data shows

Idaho Central Credit Union made the most cash-out refinances in Bonneville County, ID, 341 of them.

WESTMARK Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical cash-out refinance here is $155K, 15% larger than the Idaho typical of $135K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 89One lender: 40% approved of 20One lender: 48% approved of 29One lender: 50% approved of 24One lender: 61% approved of 41Idaho Central Credit Union: 67% approved of 662One lender: 69% approved of 39One lender: 70% approved of 67One lender: 72% approved of 71Frontier Credit Union: 75% approved of 87One lender: 78% approved of 45One lender: 81% approved of 21One lender: 82% approved of 28One lender: 84% approved of 43Rocket Mortgage, LLC: 84% approved of 335One lender: 86% approved of 29United Wholesale Mortgage, LLC: 86% approved of 73One lender: 90% approved of 21One lender: 91% approved of 33One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union67%441 / 66277%$75K341
2Rocket Mortgage, LLC84%282 / 33597%$155K274
3Amerisave Mortgage Corporation30%27 / 8996%$75K26
4Frontier Credit Union75%65 / 8794%$65K61
5United Wholesale Mortgage, LLCBroker only86%63 / 7398%$285K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bonneville County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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